4 common mistakes to avoid when applying for home loans

4 common mistakes to avoid when applying for home loans

Buying a house is a big step, no doubt. Since it is a long-term and expensive investment, it requires proper planning and analysis. One should only take out loans after careful research to ensure financial stability. As applying for loans is time-consuming, rushing through paperwork can lead to negative results. One can avoid most such mistakes with better planning and execution. Here are a few common mistakes to avoid when seeking a home loan. Not monitoring credit score Maintaining a healthy credit score before applying for any loan is important. Poor credit or a bad repayment history will lower the score, disqualifying the borrower from beneficial home loan schemes. A credit score of 700 or more can qualify for preferred loan terms and options from the best banks. If the score falls behind 700, take care of any prior settlements or written-offs by paying them back to establish a good record. Making these changes may take time, so always plan before applying for the loan. Overestimating the repayment capacity When estimating their repayment capacity, people frequently ignore their monthly expenses. Financial difficulties may arise from high monthly expenses and a loan with a high EMI. It is advised that EMI payments should not exceed 30-40% of one’s salary.
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Top 6 foods for healthy and glowing skin

Top 6 foods for healthy and glowing skin

Nutrition is important for good health. Unhealthy food can cause damage to one’s metabolism and organs. Furthermore, various studies have suggested that food and its nutritional value significantly affect the health and aging of the skin. So, healthcare experts recommend adding healthy foods to one’s nutrition regime. Read further to know which foods help achieve glowing and blemish-free skin. Top 6 foods for glowing skin A meal plan that focuses on high-quality lean proteins, fruits, vegetables, fiber, and healthy oils is the best for supporting healthy skin. Avocados Fresh fruits such as avocados are packed with healthy fats. These fats greatly benefit the skin. Moreover, avocados are a good source of vitamin E, an important antioxidant that protects the skin from oxidative damage. Tomatoes Tomato-based foods like juice and sauce may help clear up acne. Moreover, tomatoes contain a phytochemical known as lycopene, which makes them red. Lycopene boosts collagen strength and fights against the damage caused by UV rays. Ginger This superfood is best known for its antioxidant and anti-inflammatory properties. Furthermore, multiple studies have shown that ginger has a soothing effect on the skin. So, one can also try ginger facials to achieve glowing skin. Walnuts Walnuts are a rich source of essential fatty acids, which are fats that aren’t produced by the body.
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5 foods that may trigger or worsen epilepsy

5 foods that may trigger or worsen epilepsy

From movement and awareness to thinking, speech, and hearing, the CNS controls several integral bodily functions. Epilepsy is a CNS-related disorder caused by brain activity abnormalities, triggering abnormal behavior phases. Muscle stiffness, uncontrollable body jerks, and loss of consciousness are some of its common symptoms. A systematic treatment course, a healthy meal plan, and some lifestyle changes can help control epilepsy symptoms. Here are some foods patients with epilepsy should avoid or limit: Bananas Bananas contain high potassium levels, which is an essential nutrient for the body. However, excessive banana consumption will lead to excess potassium concentration in one’s body. This may lead to periodic seizures. Thus, patients with seizures must consume bananas in limited quantities. Sugary foods and beverages Increased sugar intake can spike in blood sugar levels, which may trigger seizures in some people. Consequently, it helps to avoid foods and beverages containing high sugar concentrations, including soft drinks and processed foods. Baked items Baked foods are typically prepared using refined flour and contain trans fats, which can increase one’s risk for cholesterol and heart diseases, including cardiac arrhythmia. Cardiac arrhythmia can lead to convulsive syncope, characterized by seizure-like symptoms. Thus, it is important to avoid or limit having baked foods like cakes, pastries, and bread, particularly if they are store-bought.
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5 mistakes to avoid while booking concert tickets

5 mistakes to avoid while booking concert tickets

Fine arts have been an indispensable part of art, integrating different cultures around the world for centuries. Concerts are the perfect venues for music enthusiasts to meet and interact with like-minded people. If interested in attending a concert, all one has to do is keep up with their favorite singers, look up preferred genres, and shortlist a suitable event. However, one should avoid making the following mistakes while booking concert tickets: Missing presale opportunity Credit card presales can help one save considerable amounts on concert tickets. Additionally, such presales allow one to get better seats. So, while booking concert tickets, it is important for credit card holders to check if they are eligible to buy presale tickets. Refreshing the web page Sometimes, websites may take a long time to process the booking, possibly because many patrons are trying to secure their seats simultaneously. However, refreshing the page at this time may make one lose their booked seats. In such cases, one may have to book other, less desirable seats or miss the concert if all the seats get booked. So, a key concert ticket-shopping mistake to avoid is refreshing the web page while booking a ticket online. Choosing websites over apps Apps ensure the most hassle-free experiences for visitors, as they have advanced in-built features to prevent technical glitches.
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Best and worst foods for managing scoliosis

Best and worst foods for managing scoliosis

Scoliosis is an abnormal curvature of the spine in the coronal or frontal plane. It is generally diagnosed during adolescence and may lead to pain in the lower back, back stiffness, pain or numbness in the legs due to pinched nerves, or fatigue due to muscle strain. Treatment for this condition involves the use of braces, spinal fusion surgery, or spine and rib-based growing operations. Further, healthy food choices are an important part of recovery. Best foods Here are three foods to eat when undergoing scoliosis recovery to improve health and wellness: Fresh fruits and vegetables: Fresh fruits and vegetables are a rich source of nutrients as well as fiber, which are important for maintaining one’s overall health. Fresh produce like broccoli, apples, tomatoes, avocados, cauliflower, carrots, kale, Brussels sprouts, pears, peaches, celery, and green beans can be beneficial during recovery. Unprocessed meats: Organic meats, such as chicken, turkey, fish, and beef, are a great way of providing proteins to the body. However, one should steer clear of processed meats, as they may have unhealthy additives and preservatives. Foods with vitamin D and calcium: Calcium and vitamin D are crucial for maintaining bone health and must be added to meals in healthy doses.
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Top 4 food items that guarantee healthy hair

Top 4 food items that guarantee healthy hair

Nutrition plays a crucial role in a person’s general health. The food one eats regularly helps keep the skin and hair healthy. Further, foods also impact the hair’s volume, growth, and strength. However, the speed of growth and hair strength may also depend on various factors such as genetics, age, overall health, and environmental exposure. Although one cannot change these factors, one can adjust the daily meal plan to ensure proper nutrition. Foods for healthy hair Vitamins and minerals in food play a pivotal role in the growth cycles of hair follicles. Hence, healthcare professionals suggest a meal plan encompassing all the vital nutrients for healthy hair. Some of such healthy food choices are listed below. Salmon Fishes like salmon, mackerel, and sardines are rich in Omega-3 fatty acids. As the body cannot produce these fats, one can add these fish to their meal plan to ensure nutrition. Further, the fatty acids also protect the body from diseases and ensure the growth and shine of the hair. Eggs A good source of protein and biotin, eggs are essential for hair growth. As hair follicles are made up of protein, one must ensure regular protein intake to ensure minimum hair loss.
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5 unexpected things that may increase one’s cancer risk

5 unexpected things that may increase one’s cancer risk

The incidences of cancer have been estimated at 442.4 per 1,00,000 men and women in the country. This health condition has emerged as a major cause of concern. However, interventions for cancer are becoming more advanced and successful. Following a prescribed treatment course and making some lifestyle changes can help in the symptom management of cancer. But here are some things you probably never knew could increase one’s risk for this disease. Chimneys Chimney sweeping results in exposure to large volumes of soot and dust. Ingestion of wood fumes, coal, and other burnt substances have been found to cause scrotal skin cancer or scrotal carcinoma, now commonly called as Pott’s cancer. Historically, children, particularly young boys, were ordered to clean chimneys due to their petite sizes. The prevalence of chimney sweep cancer among these children led to the discovery of this cancer type by doctor Percivall Pott in London in 1775. Hair straighteners According to recent studies the use of hair straighteners and relaxers may increase women’s susceptibility to uterine cancer. Moreover, it suggested that women of African descent may be at higher risk for this type of cancer than others.  Scented candles Scented candles are often the ideal props to set up the perfect romantic dinner or date night.
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5 ways to avoid concert ticket scams

5 ways to avoid concert ticket scams

Concert tickets sell out quickly and sometimes within minutes of announcing the event. The more popular an artist is, the harder it becomes to buy tickets, either online or in person. This is when scammers swing into action and launch a barrage of lucrative offers. Some tickets are sold for dirt-cheap prices, some are duplicates, and mostly these are just schemes to swindle people out of their hard-earned cash. Here is how you can avoid getting scammed. Check minute details Scammers sell tickets with a fake barcode or serial number for the registered event. This is hard to spot, but you need to know that these details won’t appear randomly on the ticket. Look for printing mistakes, invalid QR code scanners, and details that stand out. You can easily verify the authenticity using apps you can download to check barcodes. Don’t pay third parties Scammers usually have a third-party payment or merchant banking service to collect the sale proceeds. With third-party portals, there is no way to get your money back once it’s processed. When buying tickets online, make a payment once you confirm that the ticket money is being processed by the authorized online partners registered with the event.
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3 mistakes to avoid when buying tickets for live concerts

3 mistakes to avoid when buying tickets for live concerts

The internet has made buying tickets for live concerts and shows convenient. However, people tend to make mistakes in this process, such as waiting until the last minute to book and using the wrong websites. These errors, coupled with ticketing scams littering the internet, can make ticket booking tricky. Keeping this in mind, we’ve listed a few blunders to avoid while purchasing live concert and show tickets for a wholesome experience. Not checking the fine print The fine print on a concert ticket can contain crucial details, such as the minimum age limit for attendees and the list of things not allowed inside the concert hall. Not meeting these requirements can deny you entry to the concert, leading to a waste of money. Besides checking the rules and regulations, spend a few minutes understanding the refund and return policies to prevent hassle in case of a cancellation. Falling for fake tickets Despite the enforcement of various regulative strategies, a few resellers resort to unfair practices when selling tickets. Sometimes, you may not receive a ticket despite completing the purchase process. It could be because the seller found a better deal and decided to drop you, or they hadn’t secured the promised passes in the first place.
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4 foods to avoid while dealing with cold sores

4 foods to avoid while dealing with cold sores

Cold sores are a problematic symptom of the Herpes Simplex Virus that can derail your plans. They often appear when you are already under the weather, making them even more challenging to eliminate. Furthermore, they are not as quick to leave as they are to arrive. They linger around for longer and might feed off some healthy food you eat to boost your immunity. Here are some foods to avoid while dealing with cold sores. Chocolate Chocolate has often been touted for all the health benefits it brings. It is also loaded with antioxidants; the darker the chocolate, the higher its protein and fiber content will be. But chocolate is best avoided for people with cold sores because of its high arginine content. For people who prefer hot chocolate in the winter, switching to alternatives like cappuccino will help save some discomfort. Pickles Foods with high salt content, like pickles, are another no-no for people with cold sores. Not only does high sodium content further irritate the skin it also interferes with macrophage activation. Since macrophages are essential to bringing down the inflammatory markers in the body, eating foods like pickles can prove counter-productive to cold sores treatments. Oranges Stress is one of the most common reasons behind cold sores, as it impairs the immune system’s functioning.
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6 foods that can worsen hearing problems

6 foods that can worsen hearing problems

Research indicates that one in eight people in the country, aged 12 years or older, lives with hearing loss in both ears. Thus, loss of hearing is a prominent issue that needs to be addressed. Recent technological advancements have resulted in several interventions to enhance hearing, including hearing aids, brainstem implants, and other assistive devices. In addition, maintaining a healthy lifestyle and avoiding certain types of food can contribute to healing from hearing loss. Red meat Red meat is high in saturated and trans fats, which can cause plaque to generate in the arteries and impede blood circulation. Sometimes, poor blood circulation can contribute to hearing impairments, such as tinnitus. Baked foods Baked foods contain large amounts of refined sugar and carbohydrates, especially store-bought products like cakes, pastries, and puddings. High glucose levels in the blood can damage the small blood vessels and nerves present in the inner ear. Monosodium glutamate Monosodium glutamate (MSG) is an excitatory neurotransmitter that can cause neurological damage, tinnitus, and hearing loss. Thus, it is advisable for individuals at risk of or grappling with hearing loss to avoid or limit foods from restaurants or ready-to-eat foods, which usually contain MSG. Caffeine Excessive intake of caffeinated beverages such as tea and coffee can increase one’s blood pressure, triggering a ringing sensation in the ears and conditions like tinnitus.
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4 things to avoid before bed for managing migraine

4 things to avoid before bed for managing migraine

Migraine is a condition with a persistent and painful headache that is felt around the temples of the head. These can be triggered by loud noise, bright light, or some foods. And if a person regularly experiences migraine headaches, one should try making changes to one’s pre-bedtime routine to manage the triggers. This article discusses 4 things to avoid before going to bed to manage them. Read on to learn more. Irregular sleep schedule Not getting enough sleep or oversleeping can both trigger a headache. Experts suggest that following a strict sleep schedule can be extremely useful in keeping that migraine away. Going to bed at the same time and waking up around the same time will channel one’s body to get the appropriate amount of rest needed every night. This applies on the weekend too. This might be a good hack to try if one easily gets triggered by headaches. Bright room with too much noise This is especially important to avoid for those dealing with migraine attacks. A dark room with a comfortable bed and no noise is highly appreciated. According to the National Sleep Foundation, keeping the room temperature to 68 Fahrenheit is the ideal way to get the most restful and comfortable sleep.
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4 mistakes rookie truck drivers should avoid

4 mistakes rookie truck drivers should avoid

Rookie truck drivers take a while to develop the finesse and expertise required in the profession. However, this means rookie truck drivers need to look out for common mistakes and learn how to avoid them. While they could learn from experienced drivers, certain big lapses are difficult to avoid regardless of the driver’s experience. These errors can cost the company and prove incredibly unsafe for the drivers and other vehicles on the road.  Not following the speed limit Speed limits marked on the side of the road are not merely suggestions; following them is a legal requirement. They are essential for the driver’s safety and that of everyone else on the road. However, avoiding speeding is equally important when steering around corners. One should make a note of the speed limit, as it can change over time depending on if there is construction nearby or the road conditions. Overlooking road signs Road signs keep people safe and guide them on their journey. Ignoring or neglecting these signs is a common mistake rookie drivers make. It is important to understand road signs to avoid accidents or getting pulled over by the police.  Not managing stress Driving trucks can be a challenging career when one does not manage the stress associated with the job.
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5 household items that may increase cancer risk

5 household items that may increase cancer risk

According to the American Cancer Society, cancer results from changes in the cell structure. Many products that people use daily have been linked to an increased risk of cancer. Some of these products are also on trial in court due to lawsuits. For instance, hair relaxers and straighteners are supposedly linked with uterine cancer. Therefore, here are five other household items one can avoid since they may silently damage one’s health. Air fresheners Most air fresheners, even those claiming to be natural or unscented, contain a known carcinogen called formaldehyde. Excessive exposure to formaldehyde has been linked to myeloid leukemia and other rare cancers. Formaldehyde is also found in other household products such as glues, paints, soaps, and hair dyes. As an alternative, one may opt for natural essential oils. Cleaning products Cleaning products like dish soaps, glass cleaners, disinfectants, and others contain alkylphenols, triclosan, and tetrachloroethylene, all linked to an increased risk of breast cancer. Always check the ingredient list when buying cleaning products and opt for those without carcinogens or other chemical irritants. Scented candles Frequent burning of scented candles in unventilated rooms could increase the risk of developing bladder cancer. Always opt for beeswax candles with a cotton wick, and ensure proper ventilation when lighting candles.
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5 perfume mistakes to steer clear of

5 perfume mistakes to steer clear of

Your perfume is one of the strongest factors that can help you make a great first impression. This is aside from your etiquette and how you present yourself. A pleasant fragrance strengthens memories, but the more significant battle is finding your signature scent. That is before you start repurchasing and using it. Once you get used to it, it is time to avoid a few of the perfume mistakes you could make. Some of them are: Skipping moisturizer Moisturized skin can provide a better capacity for fragrances to stay long for the day. It provides the perfume particles with something they can cling to, resulting in a long-lasting perfume. So, if you want to improve the sillage of your perfumes, use a lotion or body moisturizer right before spritzing. This will save you from spritzing repeatedly and running out of your signature fragrance sooner. Shaking the bottle before using it Good quality fragrances are a perfect mixture and do not need to be shaken before use. Some people will advise you to mix the contents well before using it. However, leaving the perfume bottle undisturbed is better. This way, you aren’t altering its composition by forcing more air to dilute the scent.
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4 mistakes to avoid when buying an inverter

4 mistakes to avoid when buying an inverter

There are a number of factors to be considered when buying an inverter. Choosing the correct manufacturer to purchase from is a crucial factor. Before making a purchase, one must take into account the various sizes, functions, and types of inverters available. It’s equally important to think about the errors you must avoid at the same time. This article discusses 4 mistakes to avoid when buying an inverter. Read on to learn more. Not seeking help As much as you would like to do it all on your own, it is a possibility that you might not know everything about selecting a suitable inverter. Seeking help from experts rides out the possibility of getting the wrong unit. Additionally, getting your inverter professionally installed helps prevent any mistakes you might make and ensures that the connection is secure. Only considering price Being cautious with your budget is a great strategy. However, basing your decisions solely on the price point of a product is not an intelligent decision. There are numerous types and factors to consider. To avoid ending up with the wrong inverter, it is important to avoid the mistake of giving your budget the most importance. This could cause you to make questionable choices and lose out on crucial components that make the inverter suitable for you.
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